FLOODING IS THE MOST FREQUENTLY OCCURRING NATURAL DISASTER IN THE U.S.
Flooding is caused by various weather-related events. The first step to being prepared for flooding is understanding its causes.
Hurricanes
Heavy rainfall lasting hours or stalling over an area can oversaturate the ground, overfill storm drains, and overflow rivers.
Discover more about hurricane preparedness.
Flood After Fire
Burned vegetation and charred soil cannot readily absorb water after a wildfire, which can result in flooding from as little as half an inch of rain.
Discover more about flooding after fires.
Spring Thaw
As the seasons change, warmer weather increases the risk of flash flooding caused by heavy rainfall and snowmelt.*
Discover more about flooding and seasonal changes.
FLOOD PROTECTION FOR YOUR HOME
Most standard homeowners insurance policies don’t cover flood losses caused by weather-related events like hurricanes and spring thaw. You can protect your home with flood insurance from Selective by connecting with your local insurance agent to discuss offering coverage limits up to:
- $250K for your home; and
- $100K for the contents within it
Lower limits are available for a reduced premium, which can make flood insurance more affordable.
A flood policy typically takes 30 days to go into effect, so don’t delay — contact your agent today for more information about the importance of flood insurance and the coverage that’s right for you.
PARTNER WITH A TOP 4 NFIP WRITE YOUR OWN FLOOD INSURANCE CARRIER
Selective offers superior servicing from our dedicated Selective Flood Team, in-house claims handling, and unique services like our Perks Program for Flood.