Homeowners Insurance from Selective
If your home is damaged or destroyed due to covered loss from storms, vandalism, or theft, homeowners insurance can help pay to rebuild or fix it, replace your personal belongings, and cover costs for a temporary place to live.
Picture This
Your remodeled dream kitchen is beautiful. You look forward to cooking on the stainless steel range, toasting with wine from the cooler beneath the center island, and chatting with family. Then, one winter morning, you come downstairs to find wine bottles, pots, and cleaning supplies in several inches of water. A frozen pipe burst during the night.
Within 24 hours of contacting Selective’s claims team, an adjuster confirms coverage under your homeowners policy. After explaining the claims process, the adjuster assures you they will cut a check that day. When the claims team follows up, they mention a convenient water shutoff and leak detection device to help reduce home water damage risk in the future.
Note: This is an example of how Selective homeowners insurance could work. All claim situations are unique, and whether and the extent to which coverage exists for a loss depends upon all applicable facts and the policy’s terms, conditions, limitations, and exclusions.
Contact your independent agent to learn more about Selective Homeowners Insurance and optional enhancements like Platinum PolicySM higher-tier coverage, home cyber protection, and more.
Personal Car Insurance from Selective
Auto insurance helps protect you from covered loss or damage involving your car, truck, or SUV after an accident, weather event, or another claim situation. Your coverage could help pay for repairs or medical bills and even replace a totaled vehicle.
Picture This
In early September, you took the convertible to get detailed before your trip to see the changing autumn leaves. As only wind appeared in the weather forecast, you left the car in the driveway overnight. During the evening, however, you missed the gathering clouds. Just before bed, you hear a loud crack and a tremendous crash. The intense winds toppled an old elm tree onto your car, totaling it.
You alert Selective’s claims team about the loss. An adjuster confirms coverage under your Selective auto insurance and that your optional Selective Choice Replacement CostSM enhancement applies. The enhancement pays to replace the car you love with the latest model—just in time to catch the leaves.
Note: This is an example of how Selective auto insurance could work. All claim situations are unique, and whether and the extent to which coverage exists for a loss depends upon all applicable facts and the policy’s terms, conditions, limitations, and exclusions.
Ask your independent agent about Selective Edge®, which offers optional auto insurance coverage enhancements, including Roadside Assistance, key replacement, pet injury coverage, and more.
Umbrella Insurance from Selective
Umbrella insurance provides extra protection if you are liable for a covered home or auto accident or disaster and the auto or homeowners policy limits aren’t sufficient to cover your full liability.
Picture This
After a year of planning, the local charity gala is finally here. Your house is ready to host more than 80 guests, plus bartenders, chefs, servers, cleaners, and valets. There are a lot of moving pieces, but the umbrella insurance policy you took out several months prior gives you confidence.
With coverage limits that apply over your existing Selective homeowners insurance policy, you don’t have to worry about paying out-of-pocket for covered expenses if a guest trips on your stairs.
Note: This is an example of how Selective auto insurance could work. All claim situations are unique, and whether and the extent to which coverage exists for a loss depends upon all applicable facts and the policy’s terms, conditions, limitations, and exclusions.
Contact your independent agent to discuss how much umbrella coverage is right for you.
Comprehensive Insurance Solutions that Meet Your Unique Needs
At Selective, we’ll work with your independent agent to tailor home, auto, and umbrella policies to help protect your high-value assets. Plus, when you bundle all your coverages with Selective, you’re eligible for exclusive discounts on each policy.
Contact your local independent agent today to learn what it means to Be Uniquely Insured® at home and on the road.