Write More Business with Selective's Personal Lines

Clients with luxury homes and automobiles need specialized insurance solutions with higher coverage limits. They also expect superior service and claims support.

Selective's customizable homeowners insurance coverage and auto coverage can help you deliver tailored solutions.

To help protect the assets and lifestyles they enjoy, these individuals need an experienced agent and an insurance carrier they can trust.

At Selective, we have broad and flexible products, local underwriters and marketing specialists who will listen to your suggestions, and responsive claims teams to help protect your reputation.

Our commitment to Personal Lines insurance begins with a long-term vision for growth with agents like you. Here's how we can help you exceed customer expectations.

Customizable Personal Lines Products

Your financially successful customers look to you to help them protect the houses, assets, and cars they love. Although serving these accounts can sometimes be complicated, our customizable homeowners insurance and auto coverage can help you deliver tailored solutions.

Selective Homeowners Insurance

Whether a burst pipe floods the basement or a kitchen fire forces a customer to seek temporary lodging, they want to know their home and belongings are protected.

To help you meet the needs of every customer, we offer four homeowners coverage products with limits from $500,000 to $5,000,000 and up. Our highest tier coverage, the Platinum Policy^SM, includes broad protections such as Personal Property Replacement Cost, Loss of Use, Cash Out Options, and more.

Optional Homeowners Enhancements

Some customers want more than what is in their homeowners policy. Whether they worry about cybersecurity, flooding, or an extensive wine collection, you can increase their protection with additional Selective coverages, including:

Inland Flood
Hydrostatic Pressure
Service Line Coverage
Identity Recovery

Home Cyber Protection
Home Systems Protection Assists
Scheduled Personal Property
Blanket Personal Property

Selective Personal Auto Coverage

Accidents and damage can happen on and off the road. Give your clients extra peace of mind with tailored coverage for their everyday cars, luxury automobiles, or all-terrain vehicles.

With liability limits up to $1,000,000, our auto insurance products can help protect your customers after a breakdown, collision, total loss, or weather-related claims event.

For customers who want even more protection and convenience, we offer The Selective Edge^®, which includes a variety of optional enhancements, including Roadside Assistance, key replacement, pet injury coverage, and more.

Superior Customer Service and Claims Support

At Selective, coverage and service go hand-in-hand to protect your customers and reputation.

Everything we offer–from higher available coverage limits and dedicated service lines to rapid claims response and convenient online policy management–is designed for individuals who want to feel uniquely valued.

Build Your Personal Lines Book with Selective

Independent agents like you are the crucial link between Selective and financially successful customers. We designed our personal lines products to help you thrive in this role because everybody benefits when agent-customer and agent-carrier relationships are strong.

Contact your Selective PLMS today to start growing your personal lines business.

Let's succeed together.