See the details of Executive Order JML 24-142.
See the details of Emergency Rule 49 on the Louisiana Division of Administration website.
Impacted Parishes (25): Ascension, Assumption, Cameron, East Baton Rouge, Iberia, Iverville, Jefferson, Lafayette, Lafourche, Livingston, Orleans, Plaquemines, Pointe Coupee, St. Bernard, St. Charles, St. James, St. John the Baptist, St. Martin, St. Mary, St. Tammany, Tangipahoa, Terrebonne, Vermilion, Washington, and West Baton Rouge.
4905 Cancellation, Nonrenewal, and Non-reinstatement
- Suspends any notice of cancellation, notice of nonrenewal, non-reinstatement until 9/18/2024
- Any such notice shall be considered null and void and have no force of effect. Insurers may issue notice of cancellation for nonpayment of premium.
- No policy may be cancelled on nonrenewed solely because of a claim that is filed during or is caused by Hurricane Francine or its aftermath.
4907 Renewal
- Renewal conditions that are subject to renewal after the effective date of Emergency Rule 49 are suspended and shall be deferred until the expiration of Rule 49.
- All policies subject to renewal after Rule 49 effective date, shall continue in full force and effect at the previously established premium until the expiration of Rule 49.
- Previously established premium for renewals shall be based on the approved rate structure, rating plan and manual rules
4909 Insured Request for Cancellation
- An insured can request to cancel the policy prior to the expiration date with a written request.
- The written request must be in electronic format
4913 Claim Notification
- All claims notification procedures are suspended
4915 Premium Offset
- If an insured owes a premium insurers may offset the premium owed by the insured against any claim payment made to the insured
4917 Premium Obligation
- Nothing in Emergency Rule 49 shall exempt the insured from obligation to pay the premiums otherwise due for actual insurance coverage provides.
4923 Claims Process
- Emergency Rule 49 does not relieve an insured who filed a claims before or during the pendency of Rule 49 from compliance with the insured’s obligation to provide information and cooperate in the claim adjustment process relative to the claim.