Mississippi Bulletin 2020-3 and 2020-4

Mississippi has been under a State of Emergency in response to the coronavirus (COVID-19) pandemic since March 14, 2020. To assist Mississippi residents impacted by the coronavirus pandemic, the Mississippi Insurance Department issued Bulletin Nos. 2020-3 and 2020-4.

These Bulletins provide, in summary:

There is a 60-day moratorium, effective March 24, 2020, on the cancellation or non-renewal of all policies issued or issued for delivery in Mississippi for the non-payment of premiums.
Insurers are directed to work with impacted policyholders to pay the premiums that become due during the moratorium period by either allowing a payment plan or a further extension of the due date for payment of the amount in full.
The moratorium is not a waiver of premium and insurers may issue cancellation or non-renewal notices for non-payment of premiums during the moratorium period. When cancellation or nonrenewal notices are issued during the moratorium, cancellation or non-renewal for non-payment will not be effective until after the 60-day moratorium period expires.
If a policy is to be canceled or non-renewed for legally recognized reasons other than a failure to pay premiums, the cancellation or non-renewal may be made pursuant to statutory notice requirements

The entire Mississippi Bulletin 2020-3 may be found here.
The entire Mississippi Bulletin 2020-4 may be found here.