This order Second Amended Emergency Order, stemming from the governor's Executive Order on June 18, 2024, grants the DOI the authority to implement various measures for affected residents. These measures include extending grace periods for insurance premium payments, waiving deductibles and cost-sharing, postponing cancellations and non-renewals, and adjusting claims reporting requirements across health, property or homeowners, and automobile policies.
Property or homeowners policy insurers are required to provide a grace period for premium payments, waive deductibles, offer additional living expenses for up to 12 months or until a new residence is established, issue an advanced payment of $5,000 for additional living expenses if covered, and suspend late payment or other fees.
Similarly, automobile policy insurers must offer grace periods, waive deductibles, postpone cancellations and non-renewals, and suspend late payment or other fees.
Insurers are also directed to assist policyholders by informing them of these provisions and documenting outreach efforts.
This order takes effect immediately for the specified areas and will remain in effect until the governor's executive order is renewed, modified, or rescinded.