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Click here to navigate Find an Insurance Agent Click here to navigate Pay My Bill Click here to navigate Report a Claim Click here to see, More in This CategoryMore in This Category 4 Ways To Reduce Flood Damage 5 Flood Insurance Myths FEMA Flood Map Questions Explained 10 Ways to Prepare for Hurricane Season Are Extreme Floods the New Normal? Do You Need Flood Insurance? How Do Hurricanes Develop? How Property Owners Can Prevent Hurricane Damage How to Practice Electrical Safety During Flooding How to Prepare for Hurricane Risks How to Prepare When a Hurricane Roars Ashore How to Recover From a Flood Keep Children Safe in the Event of a Flood Lessons from the Worst Wintertime Floods Live Inland? You're Still at Risk for Flooding Notable Floods In U.S. History The Dangers of Snowmelt and Flooding The Impact of Flooding Who Needs Flood Insurance? Home : About Selective : Blog : Flood Risk Prevention : How to Prepare for Hurricane Risks Click here to open share options Click here to Share page on Twitter Click here to Share page on LinkedIn Click here to Share page on Facebook How to Prepare for Hurricane Risks Before, During, and After Hurricanes can leave you vulnerable to significant losses, as most home and business insurance policies will not cover flooding from certain storm circumstances. Hurricanes typically stretch 300 miles, so the spread of damage can be drastic. Hurricane preparedness starts by purchasing a flood insurance policy to help protect your home or business. In addition, you can take other practical steps to increase your safety and decrease your losses. Here are some essential tips to remember before, during, and after a storm. Zip Code Search Agent Find an AgentClick here to search Agent Product Of Interest Home Auto Business Flood What to Do Before a Hurricane: Build or restock an emergency preparedness kit. Be sure to include key items like a flashlight, batteries, cash and first aid supplies. Bring in items, such as outdoor furniture, that the wind can blow away. Have drinking water ready for use. Be sure to keep your primary vehicle in good working condition and keep the gas tank full. Stock it with emergency supplies and a fresh change of clothes. Plan how to communicate with family members if you lose power – even consider building an emergency communication plan. Turn off propane tanks and unplug small appliances. What to Do During a Hurricane: Close storm shutters and stay away from windows, as flying glass from broken windows could be dangerous. If you are outside, move to higher ground and do not walk, swim or drive through floodwater. If power is lost, be sure to use a flashlight. Using candles can pose an unnecessary fire risk. Turn your refrigerator or freezer to its coldest setting and open it only when necessary. If you lose power, this could help preserve your food supplies. Watch or listen to a TV or radio for the latest weather updates or emergency instructions. Many city or county websites also often supply updates every 30 minutes or so. What to Do After a Hurricane: Avoid walking or driving through floodwaters. Just six inches of moving water can knock you over and fast-moving water can sweep your vehicle away. Avoid any floodwater that may be electrically charged from underground or downed power lines. In addition, be extra vigilant as floodwater could be hiding dangerous debris and areas where the ground has washed away. Only return home when authorities indicate it is safe. Be sure to keep in touch with friends and family so they know that you are safe. Speak with an Independent Insurance Agent Zip Code Search Agent Click here to search agent Include Selective Flood Agents