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Workers Compensation Insurance

Improve the Experience of Employers and Employees

You’re probably familiar with workers compensation insurance, but you may not know all the benefits your independent insurance agent and Selective can bring to your business. Selective offers a number of unique advantages through our Early Return To Work (ERTW) and Strategic Case Management Units. These units proactively manage our workers compensation claims to help provide a seamless process for filing losses, communicating with your clients and getting injured employees back on the job.

Workers compensation insurance isn’t only a good idea, but is often required by law. Requirements vary from state to state, so it’s important to know whether you need coverage, and how much. Your independent agent can help you determine the best coverage for your business. This might include helping you institute specific safety measures, which will not only reduce your premium but, more importantly, keep your workplace safe to avoid accidents from occurring in the first place.

What Selective Has To Offer

Return to Work

The intent of ERTW is to provide meaningful work that allows for temporary accommodations, enabling employees to work during recovery, and transition back into their original pre-injury or modified jobs. Although these are temporary accommodations, ERTW is best used when the work-related injured employees have been given temporary physical work limitations by an authorized medical provider, and are expected to recover from their work-related injuries.

Strategic Case Management

As soon as Selective is notified of an injured employee, your Workers Compensation Specialist will spend ample time talking with them, discussing their expenses and explaining what will be covered in their case.

Selective is here to help you understand everything you need to know about workers compensation, and how to find unique solutions to keep your workplace safe. Find a local independent insurance agent today to get started, and be sure to ask about Selective’s value-added services, like PaySync®, Praesidium’s Abuse Prevention services, and our Mobile App.

For more information on the types of business insurance solutions Selective Insurance offers, visit Insurance Coverages for Your Business.