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OHIO BUSINESS INSURANCE

Wherever you operate in Ohio, a tailored insurance policy from Selective and your independent agent can help protect your unique business.

Ohio has a robust economy with businesses of all sizes across dozens of industries, including education, manufacturing, and healthcare.

In Ohio’s competitive market, business owners and managers need adequate insurance coverage to help protect and grow their operations.

We offer several types of commercial insurance at Selective, so contact a local independent agent to understand what coverages meet your unique needs.

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BUSINESSES WE INSURE IN OHIO

At Selective, we offer commercial insurance to over 400 types of businesses. Alongside our independent agency partners, we are proud to serve Ohio businesses of almost any size, including, but not limited to:

• Contractors – general contractors (residential and commercial), electrical, building services, land grading, heavy construction, siding and sheet metal, painting and paper hanging

• Manufacturers and Wholesalers – electronics and electrical equipment, fabricated metals, industrial machinery, technology, furniture and fixtures

• Professional Offices – law firms, advertising agencies, medical offices, real estate agencies, architects, accounting firms

• Mercantile Services – retail food & fine dining, retail goods, public golf courses

• Auto Services – including repair shops, body shops, and dealers

• Consumer Assistance Programs – social services, senior living, religious organizations, municipalities, volunteer fire departments

Don't see your profession or want more information? Find a local independent agent in Ohio for answers and a business insurance quote.

OHIO BUSINESS INSURANCE FROM SELECTIVE

Selective and your independent agent can help you reduce risk and protect your business by customizing a business insurance solution tailored just for you.

Commercial Business Interruption

Business interruption insurance can help protect your company against income loss in case of a covered incident that forces you to suspend business operations. This type of insurance also assists with rent or lease payments, relocation costs, employee wages, taxes, and loan payments until your business can reopen.

Business interruption insurance does not usually cover damages or losses from flooding, earthquakes, mudslides, and other natural disasters. However, there are additional coverages you can purchase to help protect against these risks.

Business liability insurance in Ohio helps protect your company from liability claims, including allegations of third-party property damage, bodily injury, false arrest, reputational damage, and more. In addition to providing financial protection, commercial general liability insurance may help pay for legal fees related to lawsuits against your company and medical costs if someone sustains a bodily injury on your business property.

Commercial property insurance can help protect your physical assets, including furniture, inventory, and business equipment. This may also pay for repair or replacement costs in the event of losses due to fires, vandalism, or other covered risks that may cause structural damage to your insured building or its contents.

Ensuring the safety and security of your assets is crucial for any company, as is keeping your business running after a loss, so talk to your independent agent about Ohio business insurance from Selective.

“I love talking with your highly skilled, extremely polite, helpful staff. Every time I call, no matter what my needs or questions are, they’re always answered in a manner that’s easily understood. “

Commercial Customer

Additional Coverages for Ohio Businesses

Selective offers additional insurance coverages and enhancements in Ohio to help address your specific risks and needs, including:

Commercial Flood Insurance in Ohio helps protect your physical buildings or structures from flood-related losses, including damage to the foundation, walls, HVAC, wiring, and more. It also covers the contents, including furniture, equipment, inventory, and more.
Product Recall Coverage can help your business navigate product recalls, minimize financial losses, and pay for covered expenses such as hiring temporary employees or product disposal.
Management Liability Insurance is a suite of coverages that can help protect your business from financial losses not typically covered under standard commercial general liability policies. MLI coverages include Directors and Officers (D&O), Employment Practices Liability Insurance (EPLI), and Fiduciary Liability (FLI).
Commercial Auto Insurance can help protect your company vehicles and drivers on and off the road. It may also help pay for medical bills if you, your employees, or passengers are injured in an accident in which your company is at fault.

Cyber Liability Insurance for Ohio Businesses

Cyberattacks are on the rise, especially against small businesses. They come in many forms: ransomware, cyber extortion, social engineering, data breach, security breaches, and more. Learn how to protect your business from cybercrime-related losses.

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Cyber Liability Insurance for Ohio Businesses

Get Broad and Convenient Coverage in Ohio from a Business Owners Policy

A Business Owners Policy (BOP) is a practical insurance solution that can help protect your business’s assets against losses caused by property damage, lawsuits, or other accidents. Instead of purchasing separate policies for property, liability, and business income insurance, a BOP conveniently bundles these basic coverages into a single, budget-friendly insurance policy.

Your independent Ohio insurance agent can help you decide if a Business Owners Policy meets your needs.

FIND AN INDEPENDENT INSURANCE AGENT IN OHIO

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FREQUENTLY ASKED QUESTIONS ABOUT OHIO’S BUSINESS INSURANCE

How Much Does Commercial Insurance Cost in Ohio?

The cost of commercial insurance varies from business to business in Ohio. Factors that can affect your cost include (but are not limited to) the number of employees, location, payroll, and the types of vehicles you own. Your local independent insurance agent can help you assess your risks and customize a commercial insurance policy to match.